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You never know when you’ll need a major car repair or a new furnace or face a large medical bill – all of which can be true budget busters. That’s why, within your monthly budget, you should designate a certain amount to an emergency fund, with the money held in a liquid, accessible account.

Don’t bargain with your dog or you are more likely to teach him to hold out for something better or elect not to "Come" at all if your offer doesn’t have a higher value than what he is currently doing.

A lot goes into preparing for retirement, developing estate plans and keeping them current. So, start early and get the help you need from experienced professionals. The more thorough your planning, the more control you’ll have over your future.

I kid you not: Rows 23, 24, and 25 erupted into applause. It was a heady moment for Mom, Interrupted, formerly known as Doormat.

It will take dedication and determination to help ensure your money doesn’t run out during your lifetime. But you’d probably agree that it’s well worth the effort.

Allergies are very common during this time of year and can produce undesirable allergic reactions.

Arizonans have associated ADHS most with the state’s COVID-19 response. That makes perfect sense, as the global pandemic has required an all-hands-on-deck approach. While that commitment is unchanged, we’d like to take time over the coming months to highlight other things ADHS does to promote health and well-being for you and others. 

While sunscreen is important year-round, it’s even more critical to use it during summer months when the sun is strong. Incorporate it into your daily routine and your skin will thank you.

One of my favorite opportunities for student leadership comes with the Student Superintendent’s Advisory Committee. While I meet once a month with staff from each school for the Superintendent’s Advisory Committee, I also meet a few times each year with a group of students from each school to gain student perspective, impart leadership lessons, and explore a variety of support service departments that are instrumental to our district.

Achieving your financial goals takes time, effort and commitment. But by following the most appropriate strategies for your situation, you’ve got a path that can help lead you to success.